Home Loan Planning: Download Our Free Budget Spreadsheet!
I've created this Free Budget Document. It's simple and effective, designed to keep your finances on track, focusing on home ownership and living costs.
🎄 Wishing You a Merry Christmas 🎄
As we wrap up another year and step into the festive season, I want to take a moment to send my warmest Christmas greetings to you and your loved ones. It's been a year full of challenges and achievements, and we are grateful to be able to support you on your Home Loan journey!
Unlocking Your Home's Equity - Uncover The Equity Release Limit To Avoid Risk
There is a limit on how much equity you can release and it's normally up to 80% of the value of the property. Over 80%, you start to go into lender's mortgage insurance territory again. This is where you're paying a fee for the bank to take out insurance against you.
Tips for Investors: Find a Property That Won't Cost You in Maintenance
As an investor, you should be particular on what type of property you wanna buy. If it's a property that has got a lot of maintenance, you've gotta be very selective on what kind of tenant goes into the property. If it's got a lot of woodwork, if it's got a lot of yard maintenance, if it's old, then the chances are that if you don't get a good tenant, it's gonna cost you a lot of money to maintain it.
